Improvement of commercial banks’ credit portfolio management

Economic Annals-XXI: Volume 125, Issue 1-2(1), Pages: 70-72

Citation information:
Zhukova, N., & Zrazhevska, N. (2013). Improvement of commercial banks’ credit portfolio management. Economic Annals-XXI, 1-2(1), 70-72. https://ea21journal.world/index.php/ea-v125-19/


Nadira Zhukova
PhD (Economics),
Associate Professor,
Kyiv Economic Institute of Management, Ukraine
zhukovaN@i.ua

Natalia Zrazhevska
PhD (Economics),
Lecturer,
Financial and Law College
Kyiv National University named after Taras Shevchenko, Ukraine
zrazhewska@i.ua

Improvement of commercial banks’ credit portfolio management

Abstract. In the article, the analysis of modern tendencies of crediting in Ukraine has been conducted. Directions to increase the efficiency of the Ukrainian banks’ credit portfolio management of are offered. The measures to perfection of home commercial banks management of credit portfolio proposed by the authors are connected with an expediency to apply an approach of the risks management systems in banks; a necessity to realize a diversification of banks’ credit activity through combining crediting of borrowers from different industries and maintaining a certain level of dispersion.

Keywords: Credit; Crediting; Credit Portfolio; Bank; Banking System; Credit Market

JEL Classification: E44; G20; G21

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Received 12.12.2012