Sharia strategic economic model on digital zakat technology in Indonesia

Economic Annals-ХХI: Volume 187, Issue 1-2, Pages: 82-89

Citation information:
Hadi, R., Sochimin, & Basit, A. (2021). Sharia strategic economic model on digital zakat technology in Indonesia. Economic Annals-XXI, 187(1-2), 82-89. doi: https://doi.org/10.21003/ea.V187-08


Rahmini Hadi
PhD (Economics),
Associate Professor,
Faculty of Local Government and Sharia Economy,
State Institute of Islamic Studies (IAIN)
40A, Jl. A. Yani Str., Karanganjing, Purwanegara, Kec. Purwokerto Utara, Kabupaten Banyumas, Jawa Tengah, 53126, Indonesia
minielhadi@iainpurwokerto.ac.id
ORCID ID: https://orcid.org/0000-0002-7510-8206

Sochimin
PhD (Economics),
Associate Professor,
Faculty of Local Government and Sharia Economy,
State Institute of Islamic Studies (IAIN)
40A, Jl. A. Yani Str., Karanganjing, Purwanegara, Kec. Purwokerto Utara, Kabupaten Banyumas, Jawa Tengah, 53126, Indonesia
sochimin@iainpurwokerto.ac.id
ORCID ID: https://orcid.org/0000-0003-3668-4662

Abdul Basit
PhD (Economics), Professor,
Professor in Sharia Economy,
Faculty of Local Government and Sharia Economy,
State Institute of Islamic Studies (IAIN)
40A, Jl. A. Yani Str., Karanganjing, Purwanegara, Kec. Purwokerto Utara, Kabupaten Banyumas, Jawa Tengah, 53126, Indonesia
abdulbasit1969@gmail.com
ORCID ID: https://orcid.org/0000-0003-0603-8723

Sharia strategic economic model on digital zakat technology in Indonesia

Abstract. This study aims to explain why the economic dimension of sharia is implemented in digital zakat technology at the National Amil Zakat Agency (BAZNAS) in Indonesia. In Islamic finance, zakat is an obligatory process to donate yearly an excessive share of income (minimum 2.5%) on charity. Research on the implementation of technology in society is fundamental because digital zakat technology has significant potential for the benefit of the people. However, external and internal constraints are the main obstacles to maximizing zakat’s digital potential in its operationalization. Therefore, the strategic contribution of the sharia economy in good corporate governance to accompany the steps of digital zakat development is certainly expected to contribute well to the mustahik empowerment program. The research method used is explanative with the Islamic economic approach. The research’s originality is related to the novelty of digital technology development’s conceptual model in terms of positive law and sharia aspects. The research results reveal that the principle of sharia is one of the strategic factors for digital zakat. The strategic efficiency of the sharia economy towards digital zakat technology at BAZNAS plays an important role in increasing the interest of muzzaki to use digital zakat, therefore in particular digital zakat marketing cannot be separated from sharia law.

Keywords: Sharia Economics; Technology; Digital Zakat

JEL Classifications: A10

Acknowledgements and Funding: The authors received no direct funding for this research.

Contribution: The authors contributed equally to this work.

DOI: https://doi.org/10.21003/ea.V187-08

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Received 25.11.2020
Received in revised form 14.12.2020
Accepted 20.12.2020
Available online 28.02.2021